5 Hidden Expenses That Destroy Real Estate Returns

Many beginners use a basic mortgage calculator and assume the rest is pure profit. This is a dangerous trap.

1. Property Vacancy

Assume your property will be empty 8-10% of the year. You still have to pay the mortgage during this time.

2. CapEx (Capital Expenditures)

Roofs, HVAC systems, and water heaters eventually break. You need to save 5% of your rental income every month for these massive replacements.